Secured Distribution & Collections
Integrating Clients Depository Banks
Providing automating transaction imports and export of investment asset values when it comes to extending credit and getting paid and staying organized.
HSC partnered with third party payment TTP agent to handle Treasury Bank Client Account Data” TTP specialist providers of secure bank data connections, to offer bank, credit cards, and PayPal transaction data syncing.
- Import Bank & Card Transactions
- Match Deposits to [Multiple] Invoices
- Match Credit Transaction, Withdrawals/Expenses to Vendors
- Enable “Autosync” download transactions
- Support Exporting Expenses & Vendors
- Bulk Assign Expense Categories
- Bulk Create Expenses from Transactions
Transferring Funds between Sellers and Buyers Accounts
Seller Account is a asset account to deposit stock and bonds instruments for the seller to offer to investors as buyer.
Buyer Account is a cash account that hold investors deposit account information to buy stock and bonds from investments with cash from HSC as seller.
Margin Account is a loan account for buyer to purchase the seller’s stock and bonds on margin with a secured unsecured line of credit as a loan form HSC as agent.
Note: Credit balances are sent to an investment trust account with a depository bank for investment expenses.
Open Banking & Brokerage.
Open Banking
Treasury Bank contract with a commercial bank to utilizing the federal Reserve system of accounting; as an on or off ledger and back-office payment gateway. Initiation of B2B or A2A electronic funds pass with or without the ACH or Fedwire operator.
Brokerage
Treasury Bank utilize seasoned broker dealers for all national IPO issues on the New York stock and bond market.
Intermediary Banks and Brokers Benefits
Banks and Brokerages will automatically receive standard interest rates and transaction fees off face value of investment securities in transfer, as an original discount. When credit pass through a bank sweep and settling with the trust account, bank Interest and fee are automatically deducted. The percentage amount will be pending account agreement and fee schedule.
Credit Balance Transfer
HSC Treasury Bank “Sender” | Depository Bank “Receiver”
HSC Treasury Bank transfer investors credit balance to the depository banks using its third payment processor proprietary communication system; with attached electronic payment Instruments as “Source of Proof” and addendum information for each depository bank can efficient collection, processing and deposit inventor’s funds.
Bank Collections & Deposit
On or Off Ledger Bank Sweep
Credit Balance
The depository bank receives credit balance as collection from HSC Bank Investments. The credit balance is moved as an “Off Us” bank sweep onto the deposit account under UCC 4.
Cash Debit
Investors cash accounts information is used to debit funds from Investors depository bank to the investment’s deposit account.
Payments
The Investment deposit account hold funds for investment project expenses and investor dividends.
Reconcilition
The depository bank will reconcile the Investment deposit account and return message to HSC Investment Bank via TPP that the collection was received.
